Social Security Disability Insurance (SSDI) | Disability Insurance Benefits

In the U. S., Social Security Disability Insurance (SSDI), also referred to as DIB, (Disability Insurance Benefits) is a federal insurance program funded through payroll taxes, which employees, their employers and those who are self-employed pay.

When a family’s primary wage earner becomes disabled or dies, SSDI is designed to provide a variety of benefits for family members. SSDI benefits are payable to disabled workers, widows, widowers, and children or adults disabled since childhood who are otherwise eligible.

According to the Social Security Administration (SSA), you qualify for SSDI if you:


  • Have a physical or mental impairment that prevents you form engaging in any substantial gainful work, and
  • The condition is expected to last at least 12 months or result in death, and
  • You are under 65 years of age, and
  • You have worked for five of the last ten years.



In addition, your doctor must provide medical proof to show that you are unable to work, and your condition must meet strict SSA medical listing criteria. If the disease from which you are suffering or your condition does not meet the SSA medical listing requirements, your residual functional capacity is considered along with age, past relevant work and education, in determining your ability to perform either your past work or other work generally available in the national economy.

Has Your Disability Claim Been Denied?

The majority of initial claims for Social Security Disability benefits are denied. However, you have a right to appeal the denial. The assistance of an attorney who is experienced in Social Security claims and appeals can make a significant difference in the outcome of your benefits claim. Statistics show, claimants who have legal representation at their appeal hearing before an administrative law win more approvals than those without representation. If you have received a denial letter, call Social Security Benefits attorney 855-866-6484 to learn more.